You do not need to change your Original Medicare coverage if you move to a new state. However, you will need to notify your current health care provider, so you can transfer your medical records.
Beneficiaries may use any doctor or hospital that accepts Medicare.
Not sure which doctors in your new area accept Medicare? You can log on to Medicare.gov and use the physician comparison tool, which will provide you a list of providers accepting Medicare.
Don’t forget to go on the Social Security website, SSA.Gov and update your mailing address.
Representatives answer the phone lines Monday – Friday, from 7 a.m. to 7 p.m.
Medicare Advantage (Part C) and Prescription Drug Plan (Part D)
Moving outside your service area? This means it’s time to enroll in a new plan. You will qualify for a Special Election Period (SEP) to change your coverage.
If you get in touch with your Medicare plan provider before you move, your SEP starts the month before you leave and will end two months after you move. If you do not notify your plan until after you move, your SEP will start the month you inform them and run for 2 months after.
Medigap (Medicare Insurance)
Thinking about switching to a new Medigap plan offered in your new area?
If you don’t have guaranteed issued (GI) rights, there is a chance you may have to pay a higher premium, or be rejected if you have pre-existing health conditions.
GI Rights – also known as Medigap Protections – are special protections you have in certain situations to buy Medigap insurance. If you qualify, insurance companies cannot deny you coverage or charge you higher premiums because of pre-existing conditions.
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YourMedicare.com takes pride in providing you as much information as possible concerning your Medicare options, but only a health insurance broker licensed to sell Medicare can help you compare your plan options from various insurance companies. When you’re ready, we recommend you discuss your needs with a YourMedicare.com Licensed Sales Agent.