The Medicare Advantage Open Enrollment Period (MA OEP) is from January 1 to March 31 each year. During this time, you can switch from your Medicare Advantage Plan (excluding Medical Savings Accounts, cost plans, and PACE) to another Medicare Advantage Plan or Original Medicare, with or without a stand-alone Prescription Drug Plan (PDP).
You can only make changes during this enrollment period if you have a Medicare Advantage Plan. Before doing that, be sure you know how changing your health and drug coverage will affect you.
For example, depending on where you live, you may be able to buy a Medigap policy, which helps pay costs not covered by Original Medicare.
Changes made during this period are effective the first of the following month. So, if you switch from a Medicare Advantage Plan to Original Medicare and a stand-alone PDP on February 10, your new coverage will begin March 1.
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