The Annual Enrollment Period runs from October 15 through December 7 each year. During this time, you can make changes to your health insurance coverage, including adding, dropping, or changing your Medicare coverage. Even if you are happy with your current health and...
Regardless of how you receive your Medicare coverage, you should consider: Your access to health care providers you want to see. Your access to preferred pharmacies. Your access to benefits and services you need. The total costs for insurance premiums,...
Ask yourself the following questions before choosing a Part D drug plan: Does the plan cover all the medications I take? Does the plan have restrictions on my drugs (i.e. prior authorization, step therapy, or quantity limits?) Prior authorization means that you...
Ask yourself the following questions before choosing a Medicare Advantage Plan: How much are the premium, deductible, and coinsurance/copay amounts? What is the annual maximum out-of-pocket cost for the plan? This amount may be high but can help protect you if you...
Star ratings are quality ratings that provide a measure of a plan’s performance. Medicare scores Medicare Advantage Plans and Part D plans in several categories, including quality of care and customer service. Ratings range from one to five stars, with five being the...
The Medicare Plan Finder is an online tool that helps you look up and compare plans in your area. To access the Medicare Plan Finder, visit www.medicare.gov. Plan Finder gives you the option to do either a personalized search or a basic search. The personalized...
