Does Medicare Cover Inpatient Hospital Care?Part A covers medically necessary inpatient hospital care, which is care that you receive as a formally admitted hospital inpatient. You must be formally admitted into the hospital by a physician in order for your care to be considered inpatient hospital care. You may face different costs if you are a hospital outpatient.

If you are a hospital inpatient, Part A covers:

  • A semi-private hospital room and meals
  • General nursing care
  • Medically necessary medications
  • Other hospital services and supplies

Medicare does not cover:

  • Private duty nursing
  • A private room (unless medically necessary or if it is the only room available)
  • Personal care items (such as razors or socks)
  • A television or telephone in your room

After meeting your Part A deductible, Original Medicare pays in full for the first 60 days of your benefit period. After day 60, you will pay a daily hospital coinsurance (see What is the Cost of Part A?). Part B continues to cover any outpatient provider services you receive while in the hospital. You usually owe a separate 20% coinsurance for these services.

Read More: What Would be Considered Observation Services?
Learn About: Under What Circumstances Does Medicare Cover Skilled Nursing Facility Care?
Return to: Medicare In-depth

This content was created and copyrighted by the Medicare Rights Center ©2019. Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities. These materials are presented here with support from YourMedicare.com and may not be distributed, modified or edited without Medicare Rights’ consent.

YourMedicare.com takes pride in providing you as much information as possible concerning your Medicare options, but only a health insurance broker licensed to sell Medicare can help you compare your plan options from various insurance companies. When you’re ready, we recommend you discuss your needs with a YourMedicare.com Licensed Sales Agent.