To protect yourself from enrollment fraud:
- Protect your Medicare and Social Security information.
- Be wary of unsolicited calls from individuals asking for your personal information.
- Rely on government websites and emails as the best sources of unbiased information.
- Request translation services when necessary.
- Confirm everything that a plan agent tells you before making a final decision about a plan, in writing if possible. For instance, if a plan agent tells you that all of your doctors are considered in-network providers for the plan, call the plan directly yourself and contact a provider directly to learn what insurance they accept. If you use an online plan directory, you should also call the plan directly to make sure that the information is up to date.
- Be aware of your right to choose how you receive Medicare coverage. You can have either Original Medicare with a stand-alone Part D plan, a Medicare Advantage plan that includes Part D prescription drug coverage, or a Medicare Advantage plan that does not include Part D drug coverage with a separate, stand-alone Part D plan. If you choose to return to Original Medicare from a Medicare Advantage plan, you will not lose your Medicare benefits. Beware of agents who make it seem that a Medicare Advantage plan is your only option.
If you are feeling pressured into making an enrollment decision, tell the plan representative that you will follow up later to make a decision. Report the behavior to 1-800-MEDICARE or contact your Senior Medicare Patrol (SMP) by calling 877-808-2468 or visiting www.smpresource.org
Clicking third-party links will open a new tab and will take you away from YourMedicare.com. YourMedicare.com, LLC does not control the linked sites’ content or link.
This content was created and copyrighted by the Medicare Rights Center ©2021. Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities. These materials are presented here with support from YourMedicare.com and may not be distributed, modified or edited without Medicare Rights’ consent.
YourMedicare.com takes pride in providing you as much information as possible concerning your Medicare options, but only a health insurance broker licensed to sell Medicare can help you compare your plan options from various insurance companies. When you’re ready, we recommend you discuss your needs with a YourMedicare.com Licensed Sales Agent.