How Do Medigaps Work in Massachusetts, Minnesota, and Wisconsin?Massachusetts, Minnesota, and Wisconsin have different ways of standardizing Medigap policies that were in effect before the federal standardization system began. Benefits and plans are different than those covered in this document. In general, these three states determine basic benefits that Medigaps cover, such as the Part A daily hospital coinsurance.

In Massachusetts there is a Core Plan and a Supplement 1 Plan. Both plans cover the state’s basic benefits and the Supplement 1 Plan covers more benefits than the Core Plan. Minnesota offers a Basic Plan and an Extended Basic Plan. Wisconsin has a Basic Plan that covers the state’s basic benefits and other benefits as well.

If you live in Massachusetts, Minnesota, or Wisconsin, visit or call 877-839-2675 to contact your SHIP for more information about what these policies cover.

Read Next: Do Medigaps Work With Medicare Savings Programs (MSPs) and Medicaid?
Find Out: What Changes Are Being Made to Medigap Plans F and C Starting in 2020?
Return to: Medicare Supplement

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