We suggest you select a PDP when you are eligible, even if you do not currently take any prescription medications. There are two reasons:
- If you fail to sign up for Medicare prescription drug coverage when you first become eligible, unless you have what Medicare considers creditable drug coverage, such as through an employer or union, you could end up paying more not only to get Part D, but also to keep it; and
- You never know when you may need a PDP and its cost savings.
Keep in mind, however, that if you leave an employer or union plan with drug benefits to join a Medicare PDP, you may not be able to return to your previous plan.
YourMedicare.com takes pride in providing you as much information as possible concerning your Medicare options, but only a health insurance broker licensed to sell Medicare can help you compare your plan options from various insurance companies. When you’re ready, we recommend you discuss your needs with a YourMedicare.com Licensed Sales Agent.