How to enroll in Medicare SupplementBefore we begin, remember you must have Original Medicare Part A (hospital coverage) and Part B (medical coverage) to purchase Medicare Supplement insurance. Its purpose is to help you with costs not covered by Parts A and B.

There are specific times you can buy Medicare Supplement insurance:

  • Open Enrollment Period (OEP) – a one-time opportunity spanning six months. It starts the first month you are covered under Part B and you are age 65 or older. Insurers cannot deny you Medicare Supplement insurance, nor can they require you to pay more because of current or prior health issues. Check with your State Health Insurance Assistance Program (SHIP) to discover if your state has additional OEP rights or enrollment guidelines.
  • Guaranteed Renewable – a type of policy that may not be canceled by the insurance company, with the following exceptions: the policyholder makes false statements to get the coverage, does not pay premiums and/or commits fraud.

Along with paying a monthly Medicare Supplement premium to the private company providing the coverage, you will also pay a monthly Part B premium to Medicare. Check with the provider to find out where and when to send Medicare Supplement premium payments.

Read Next: Learn Your Medicare Supplement ABC’s
Learn more: About Medicare Supplement Plans
Return to: Medicare Supplement

YourMedicare.com takes pride in providing you as much information as possible concerning your Medicare options, but only a health insurance broker licensed to sell Medicare can help you compare your plan options from various insurance companies. When you’re ready, we recommend you discuss your needs with a YourMedicare.com Licensed Sales Agent.

This content was created and copyrighted by the Medicare Rights Center ©2019. Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health care for older adults and people with disabilities. These materials are presented here with support from YourMedicare.com and may not be distributed, modified or edited without Medicare Rights’ consent.