If I Missed My IEP and I Cannot Use The Part B SEP, When Can I Enroll in Medicare?If you missed enrollment in Medicare during your IEP and you cannot use the Part B SEP to email, you likely need to enroll using the General Enrollment Period (GEP).

  • The GEP takes place January 1 through March 31 of each year. During this period, you can enroll in
    Medicare Part B (and Part A, if you have to pay a premium for Part A and therefore cannot enroll at
    any time).
  • Enrolling during the GEP means that your coverage will start on July 1. Until that time, you will not
    be covered by Medicare.
  • Enrolling in Medicare during the GEP often means that you will have to pay a Patt B premium
    penalty, a penalty of 10% of the Part B premium for every 12-month period you delayed enrollment
    in Medicare.

Note: If you are eligible for premium-free Part A because you or your spouse have at least 40 calendar quarters or work in any job where you paid Social Security taxes in the United States, you can sign up for Patt A at any time and will not have a late enrollment penalty for delaying enrollment. Many people are eligible for premium-free Part A. If you are not eligible for premium-free Part A, you can use the GEP to sign up for Part A, too.

Read More: When Can I Enroll in a Medicare Advantage Plan?
Learn About: When Can I Enroll in a Part D Prescription Drug Plan?
Return to: Medicare In-Depth

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