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Medicare Basics FAQ’s
Medicare is federal health insurance. It is primarily for America’s seniors, but also some people under age 65 with certain disabilities and those of any age with end-stage renal disease (ESRD).The Centers for Medicare & Medicaid Services (CMS)...read more
Medicare Part A, also called “original Medicare,” is the insurance plan that covers hospital stays and services. It also covers stays in skilled nursing facilities, walkers and wheelchairs, and hospice care. It even covers home healthcare services if...read more
Turning 65 is one way you become eligible for Medicare. You can also be under 65 and eligible for Medicare because you are receiving Social Security Disability Insurance or SSDI. In most cases, you qualify for Medicare due to disability if you have...read more
When it comes to healthcare, it’s important to know what is covered and what isn’t. Because there are so many different plans for Medicare, it can be hard to figure out which one is right for you.Fortunately, there are tools to make this process...read more
Medicare and Medicaid are two separate, government-run programs created in 1965 to address the fact older and lower-income Americans, respectively, found it difficult to afford private health insurance.These programs spread the financial burdens of...read more
There are four parts of Medicare: A, B, C and D, which cover specific services. Part A provides inpatient/hospital coverage. Part B provides outpatient/medical coverage. Part C offers an alternate way to receive your Medicare benefits (see below for...read more
Also referred to as Hospital Coverage, Medicare Part A is free to people who have worked 10 years or more and paid Medicare taxes. Otherwise, you can sign up for Part A at a cost. There are premiums, copays and coinsurance costs. If you collect Social...read more
Also part of Original Medicare, Medicare Part B medical coverage may be similar to the health insurance you or a loved one may have had while working.You can decline Part B if you are still working and have group insurance coverage. However, it is strongly...read more
Medicare Part C is Medicare Advantage (MA) Plans. You can enroll in an MA plan if you have chosen Original Medicare Parts A and B. Private insurance companies approved by Medicare offer Part C Medicare Advantage plans. The plans are required to have...read more
Medicare’s Prescription Drug Plan (PDP) program – Part D – is optional. However, if you delay enrolling in a Medicare PDP, you may be charged a late enrollment penalty if you decide you want it later.Criteria for joining a Prescription Drug Program...read more
Medicare Annual Enrollment Period is every year from October 15th through December 7th. The Medicare AEP is your opportunity to make changes each year to your Medicare health and drug plans. Each year cost, coverage and what providers and pharmacies are...read more