Medicare In-Depth

Medicare is broad in scale and complex in nature. It comprises an alphabet soup of parts and plans.

Then there are the many policy combinations, eligibility guidelines, and enrollment periods.

We understand Medicare.

Here, we take on common questions and answer them in detail. Our goal is to remove any confusion or doubts you have about Medicare, so you can move forward with making your decision.

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Medicare In-Depth FAQ’s

Does My Income Affect My Medicare Cost?

If you earn a certain level of income, the law requires an adjustment to your monthly Medicare Part B (medical insurance) and Medicare prescription drug coverage premiums.This is called an income-related monthly adjustment amount.These beneficiaries, who...

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What is the Medicare Deductible?

On October 12, 2018, the Centers for Medicare & Medicaid Services (CMS) released the  Medicare Part A and Part B premiums, deductibles, and coinsurance amounts for 2019. Medicare Part B Premiums and Deductibles Medicare Part B covers physician...

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When Can I Enroll in Medicare Part A and/or Part B?

The first opportunity you have to enroll in Medicare is called your Initial Enrollment Period. The steps you should take to enroll in Medicare Part A (inpatient insurance) and Part B (outpatient medical insurance) depend on how you became eligible for...

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How Do I Qualify for a Part B Special Enrollment Period?

A Special Enrollment Period (SEP) allows you to enroll in Medicare outside of the standard Medicare enrollment periods. The Part B SEP is available only if you have delayed enrollment in Part B because you have employer group coverage. For example, when...

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Do I Get an Annual Wellness Visit with Medicare?

The Annual Wellness Visit is a yearly appointment with your primary care provider (PCP) to create or update a personalized prevention plan. Medicare Part B covers the Annual Wellness Visit if you have had Part B for over 12 months and you have not received...

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Are Preventive Services Free with Medicare?

 Preventive care is the care you receive to prevent illness, detect medical conditions, and keep you healthy. If you meet the eligibility requirements and guidelines for a preventive service, Part B of Original Medicare or your Medicare Advantage Plan must cover that...

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What Happens During the Welcome to Medicare Visit?

The Welcome to Medicare visit is a one-time appointment you can receive when you are new to Medicare. The goals of the visit are promoting general health and disease prevention.During the course of your preventive visit, your provider should:Review your...

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What Happens During the Annual Wellness Visit?

The Annual Wellness Visit is a yearly appointment with your primary care provider to create or update a personalized prevention plan to help you avoid illness, based on your current health and risk factors.Keep in mind that the Annual Wellness Visit is not...

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What Are Emergency and Urgently Needed Services?

Emergency services these are covered inpatient and outpatient services you receive from a qualified provider. An emergency medical condition has symptoms that are severe enough that someone with an average knowledge of health and medicine could reasonably...

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How Does Medicare Cover Emergency Room Services?

If you have Original Medicare, Part B covers emergency room services anywhere in the U.S. Emergency room services are typically provided when you have a medical condition that requires immediate action, such as an injury or sudden illness. Medicare...

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How Does Medicare Cover Ambulance Transportation?

Medicare Part B covers emergency ambulance services and, in limited cases, non-emergency ambulance services. Medicare considers an emergency to be any situation when your health is in serious danger and you cannot be transported safely by other means. If...

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Does Medicare Cover Air Ambulance Transportation?

In limited cases, Medicare Part B covers transportation in an air ambulance. The service must be medically necessary, meaning that you require immediate and rapid ambulance transportation that could not be provided by a ground ambulance. More specifically,...

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