Medicare Part D

Medicare’s Prescription Drug Plan (PDP) program – Part D – is optional.

However, if you do not enroll in a PDP when you become eligible, you may be charged a late enrollment penalty if you decide you want this coverage later.

Criteria for joining a Prescription Drug Program are:

  • Must have Part A and Part B coverage
  • Live in the plan service area
  • Live within the United States

Prescription Drug Plan coverage is also available to you as a stand-alone Part D plan, which can be added to your Original Medicare coverage.

Read more about Medicare Part D:

Medicare Part D FAQ’s

Why Medicare Part D?

According to the Kaiser Family Foundation, prescription drugs are a part of the care plan for 59 million seniors and people with disabilities. What’s more, the drugs account for $1 of every $6 in Medicare spending.Private companies offer Part D plans in...

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Medicare Part D Coverage Gap (Donut Hole)

This term refers to the gap in coverage by prescription drug plans that occurs when the member and the plan have each contributed a set amount outlined in the plan for the medications that it covers. Some people will not experience the gap because the...

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How Does Medicare Cover Injectable Drugs?

Original Medicare covers these outpatient drugs at 80% of its approved amount, meaning that as long as you see a provider who accepts Medicare assignment, you will be responsible for a 20% coinsurance charge.

read more

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