Medicare Part D

Medicare’s Prescription Drug Plan (PDP) program – Part D – is optional.

However, if you do not enroll in a PDP when you become eligible, you may be charged a late enrollment penalty if you decide you want this coverage later.

Criteria for joining a Prescription Drug Program are:

  • Must have Part A and Part B coverage
  • Live in the plan service area
  • Live within the United States

Prescription Drug Plan coverage is also available to you as a stand-alone Part D plan, which can be added to your Original Medicare coverage.

Read more about Medicare Part D:

Medicare Part D FAQ’s

When can I enroll in a Part D prescription drug plan?

If you need to enroll in Part D for the first time, you can do so during your IEP, during Fall Open Enrollment (see What is Fall Open Enrollment?), or if you qualify for a Special Enrollment Period (see What Other Opportunities Do I Have To Change My...

read more

What is the Extra Help Special Enrollment Period (SEP)?

If you have Extra Help, the federal program that helps pay for the out-of-pocket costs of Medicare prescription drug coverage, you have access to an SEP to enroll in a Part D plan or switch between plans.This SEP is available once per calendar quarter for...

read more

How Does Medicare Cover Prescription Drugs?

Part A covers the drugs you need during a Medicare-covered stay in a hospital or skilled nursing facility (SNF). Note: If you are getting SNF care that is not covered by Part A, your drugs may be covered by Part D. Part B covers most drugs administered by your...

read more

How Does Medicare Cover Injectable Drugs?

Part B covers an injectable drug if it generally cannot usually be self-administered and your doctor provides and administers the drug to you.Original Medicare covers these outpatient drugs at 80% of its approved amount, meaning that as long as you see a...

read more

Are Vaccines Covered by Medicare Part B or Part D?

Part D covers most vaccines that your doctor recommends you get. The only exceptions are the flu, pneumonia, and hepatitis B vaccines, and certain vaccines that you receive after being exposed to a dangerous virus or disease (see below). Part D plans must include most...

read more

How is insulin covered by Medicare?

The way Medicare covers your insulin depends on how you take insulin.Part D may cover insulin and related medical supplies used to inject insulin (syringes, gauze, and alcohol swabs) if you have a prescription from your doctor. Your drug plan should cover...

read more