Medicare Supplement
If you see or hear a reference to Medigap or Med Supp, these nicknames refer to Medicare Supplement insurance.
Private companies sell Medicare Supplement policies to fill gaps in Original Medicare coverage.
While Medicare Supplement plan details are the same regardless of the insurer, plan premiums vary by company, plan type and location.
Medicare Supplement FAQ’s
Do Medigaps Cover Pre-Existing Conditions?
Be aware that under federal law, Medigap policy insurers can refuse to cover your prior medical conditions for the first six months. A prior or pre-existing condition is a condition or illness you were diagnosed with or were treated for before new health...
How Do I Choose a Medigap?
You should think about your monthly budget, expenses, and health care needs when considering if a Medigap is the right choice for you.When you are speaking to insurance representatives about Medigap policies, here are some questions to keep in mind:Am I...
How Does a Medigap Work With Original Medicare?
Medigaps pay after Original Medicare for some or all of the costs that Original Medicare does not pay. If you have Original Medicare and a Medigap, and you receive a Medicare-covered service, Medicare pays first and the Medigap pays second.Let’s say you...
What is Medicare SELECT?
Medicare SELECT is a type of Medigap policy offered by some insurers in some states. A Medicare SELECT policy may require that you use hospitals, and in some specific circumstances, doctors within its network in order to receive for full benefits.If you...
How Do Medigaps Work in Massachusetts, Minnesota, and Wisconsin?
Massachusetts, Minnesota, and Wisconsin have different ways of standardizing Medigap policies that were in effect before the federal standardization system began. Benefits and plans are different than those covered in this document. In general, these three...
Do Medigaps Work With Medicare Savings Programs (MSPs) and Medicaid?
Medicare Savings Programs and Medicaid are assistance programs that help you with your health care costs. MSPs pay for your Part B premium and Medicaid pays for some of your health care costs after Medicare and any other insurance has paid. In general, it...
