Open Enrollment is a period when you can change your Medicare coverage, It occurs each year from October 15 to December 7.
During this time, you can:
- Join a new Medicare Advantage Plan or a stand-alone Prescription Drug Plan (Part D).
- Switch between Original Medicare with or without a Part D plan and Medicare Advantage.
Any changes you make during Open Enrollment will take effect January 1. Depending on where you live, you may be able to buy a Medigap policy, which helps pay costs not covered by Original Medicare. Limitations apply as to who can buy a Medigap and when. For more information, contact your State Health Insurance Assistance Program (SHIP).
As you review your Medicare coverage during annual Open Enrollment, you should consider:
- Your access to providers you want to see
- Your access to preferred pharmacies
- Your access to benefits and services you need
- The total costs for premiums, deductibles, and cost sharing amounts.
The last change you make during Open Enrollment will take effect on January 1. To avoid enrollment problems, it is best to call 1-800-MEDICARE (1-800-633-4227) when making changes to your health and/or drug coverage.
Read More: What is the Medicare Advantage Open Enrollment Period?
Learn About: What is the Extra Help Special Enrollment Period (SEP)?
Return to: Medicare In-Depth
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